ANALISIS PERKEMBANGAN USAHA MIKRO DAN KECIL SETELAH MEMPEROLEH PEMBIAYAAN MUDHARABAH DARI BMT KHALIFAH AMANAH KECAMATAN MEDAN DENAI

Abstract

Micro and Small Enterprises (MSEs) are the biggest players in the economic sector that engages in
trading and services. In general, the problems faced by MSEs in Medan Denai in which micro
entrepreneurs of small businesses do not have enough capital to do business. The purpose of this
study is to analyze the differences and the development of MSEs between before and after obtaining
financing from BMT Kalifah Amanah including venture capital, sales turnover and profit. The object
of research is MSEs that are members of BMT Kalifah Amanah with 95. Type of data collected is of
primary data and secondary data. Methods of data analysis used in this research include include
linear regression analysis and different T test with the help of SPSS 18. Thus with the financing of
BMT Kalifah Amanah the capital of business, sales turnover and profitability of Micro and Small
Enterprises (MSEs) have increased significantly