ANALISIS POLA DAN MANAJEMEN KEUANGAN MAHASISWA FAKULTAS EKONOMI DAN BISNIS UNJ: KEINGINAN VS KEBUTUHAN

Inqy Azzahra Putri

Abstract


Abstract: This study analyzes the pattern and financial management of students of the Faculty of Economics, State University of Jakarta (FEB UNJ) with a quantitative descriptive approach through a questionnaire to 50 respondents. With the aim of knowing the source of funds, financial management patterns, and identifying challenges faced by students. The results show that the majority of students are not optimal in managing finances, such as not regularly recording expenses, having difficulty distinguishing needs and wants, and being influenced by external factors such as advertisements. Students also rarely use financial applications, although some have set aside funds for savings or investment. The main challenges faced include limited funds until the end of the month and lack of participation in financial education. This study recommends intensive financial education, the use of financial technology, and improved financial literacy to support better financial management of university students.

Full Text:

PDF

References


Anggraini, R. T., Fauzan, &, & Santhoso, H. (2017). Hubungan antara Gaya Hidup Hedonis dengan Perilaku Konsumtif pada Remaja. GADJAH MADA JOURNAL OF PSYCHOLOGY, 3(3), 131–140.

Bayu, & Dimas. (2022). Pengguna Internet Indonesia Tembus 210 Juta Pada 2022.

Fitriyani, N., Widodo, B., & Fauziah, N. (2013). Hubungan Antara Konformitas dengan Perilaku Konsumtif pada Mahasiswa di Genuk Indah Semarang.

Lestarina, E., Karimah, H., Febrianti, N., & Harlina, D. (2017). Perilaku Konsumtif Dikalangan Remaja. JRTI (Jurnal Riset Tindakan Indonesia), 2(2), 1–6. Retrieved from http://jurnal.iicet.org/index.php/jrti

Muazam, & Aohmad Rizki. (2020). Transaksi E-Commerce Didominasi Generasi Z dan

Milenial.

Novita Fany Dwi; Rahim Rani. (2022). Pengaruh Minat Konsumen Dan Spesifikasi Produk Terhadap Keputusan Pembelian Produk Pada Pt. Cahaya Prima Lestari Abadi Medan. Journal Economic Management and Business , 1(2).

Nurmalia, G., Mutiasari Nur Wulan, & Zathu Restie Utamie. (2024). Gaya Hidup Berbasis

Digital Dan Perilaku Konsumtif Pada Gen Z Di Bandar Lampung: Keputusan Pembelian

Melalui Marketplace Shopee. Jurnal Rekoginisi Ekonomi Islam, 3(01), 22–32. Retrieved

from https://doi.org/10.34001/jrei.v3i01.846




DOI: https://doi.org/10.46576/jfeb.v3i2.5708

Article Metrics

Abstract view : 28 times
PDF – 10 times

Refbacks

  • There are currently no refbacks.


Journal Economic Management and Business Terindeks pada:

    

Member of:


Journal Economic Management and Business Published By :

FAKULTAS EKONOMI DAN BISNIS
PROGRAM STUDI MANAJEMEN
UNIVERSITAS DHARMAWANGSA

Alamat : Jl. K. L. Yos Sudarso No. 224 Medan
Kontak : Tel. 061 6635682 - 6613783  Fax. 061 6615190
Surat Elektronik : emanis@dharmawangsa.ac.id

Creative Commons License

Journal Economic Management and Business By Universitas Dharmawangsa is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
Based on a work at
 https://jurnal.dharmawangsa.ac.id/index.php/emanis/index